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Wisemans Insurance Services Limited (herein after referred to as Wisemans) takes all reasonable care to ensure that the information published on this web site is accurate and up-to-date. However, errors and omissions may occur and the user should not take the accuracy of the information completely for granted but should check directly with Wisemans. The material contained in this web site is not to be relied upon as a statement or representation of fact.

Wisemans has no control over the use to which the information may be put by the reader or user and accordingly shall not be liable for any loss of profits or contracts or any indirect or consequential loss or damage arising out of or in connection with the use of such information. The material contained in this web site is intended to be a guide only. The statutory rights of any individual or organisation dealing with Wisemans as a consumer or customer shall remain unaffected.

Transmitted material

Any material or information transmitted to or posted to Wisemans web site by any means will be treated as non-confidential and non-proprietary and may be disseminated or stored or used by Wisemans or its affiliates for any purpose whatsoever including and not limited to developing, manufacturing and marketing products.

Do not post or transmit to or from this web site any unlawful, threatening, defamatory, obscene, scandalous, inflammatory, pornographic or profane material or any other material which could give rise to any civil or criminal liability in the territory to which this web site relates.

Hypertext links

Linked sites other than Wisemans sites, are not under the control of Wisemans and Wisemans is not responsible for the contents of any linked site or any link contained in a linked site. Wisemans provides links to the user only as a convenience and the inclusion of any link does not imply any endorsement of the linked site by Wisemans.

Wisemans cannot and has not reviewed all the websites that may be linked to this website and cannot be held responsible or liable for their content. Users link to other web sites at their own risk and use such web sites according to the terms and conditions of use of such web sites.


Wisemans has implemented technology and processes to safeguard your privacy from unauthorised access and improper use and will continue to update these measures as new technology becomes available.

Third parties

Wisemans cannot be responsible for the privacy policies and practices of other web sites even if you access those websites using links from the Wisemans website; Wisemans recommends that you check the policy of each site you visit. In addition, if you linked to the Wisemans website from a third party web site, Wisemans cannot be responsible for the privacy policies and practices of the owners or operators or the third party web site from which you linked to our web site and recommend that you check the policy of that third party web site and contact the owner or operator of such web site if you have any concerns or questions.

Documents and copyright

Permission to use documents (such as case studies, guides, press releases, and other publications) from this web site is granted by Wisemans provided that the Copyright notice below appears in all copies and that both the Copyright notice and this permission notice appear. Use of such Documents from this web site are for information and non-commercial or personal use only and must not be copied or posted to any computer network or broadcast in any media. Modification of any Document herein is prohibited.

Use for any unauthorised purpose is expressly prohibited by law, and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible. Documents specified above do not include the design or layout of this web site.

Elements of this web site are protected by Copyright and may not be copied or imitated in whole or in part. No logo, graphic, sound or image from this web site may be copied or retransmitted unless expressly permitted by Wisemans.

Wisemans and/or its respective suppliers make no representations about the suitability of the information contained in the documents and related graphics and/or any software published on this web site for any purpose. All such documents and related graphics are provided "as is" without warranty of any kind and are subject to change without notice. The entire risk arising out of their use remains solely with the user.

In no event shall Wisemans and/or its respective suppliers be liable for any direct, consequential, incidental, special, punitive or other damages whatsoever (including without limitation, damages for loss of business profits, business interruption, or loss of business information), even if Wisemans has been advised of the possibility of such damages.

The name of Wisemans or the Wisemans logo may not be used in advertising or publicity pertaining to distribution of this information without specific, written prior permission from Wisemans. Wisemans makes no representations about the suitability of this information for any purpose whatsoever. It is provided "as is" without express or implied warranty. Photographs and graphics are representative of actual products but may not be the exact product described or the exact configuration described.


Wisemans is the registered trademark of Character Investments Limited in the United Kingdom. Other product and company names mentioned herein may be trademarks and/or service marks of their respective owners.

Data protection

Personal and Business details provided to Wisemans through this web site will only be used in accordance with our privacy policy. Please read this carefully before proceeding. By providing your personal details to us, you are consenting to its use in accordance with our privacy policy.

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